FirstRewards Checking: 要符合资格申请first strewards支票帐户，您必须每月以电子方式收到帐户对账单. 如户口持有人选择不接受电子结单, 他们不再有资格使用该产品，并将被要求转移到另一个不需要电子报表的产品. This account is only available to consumers. 每个主帐户持有人社会安全号码最多可拥有(2)个firstwards帐户. To qualify for the higher interest rates: you must meet the following requirements during a statement cycle: 10 debit card point of sale (POS) transactions post and settle per statement cycle (ATM transactions do not count towards the required 10); and 每月一(1)笔自动票据交换所(ACH)借记或贷记. The FirstRewards statement cycle will begin on the first business day of each month and end on the last business day of each month; Non-网上正规网投实体 ATM fees are refunded each cycle. Rate Information: A base interest rate of .01% with a .当不符合资格时，所有余额适用01%的年度百分比收益率(APY). 如果符合所有资格要求，可获得以下first strewards利率: Tier 1– An interest rate of 1.每日余额低于25,000美元的部分将支付50%.01. The APY for this tier is 1.51%. Tier 2– An interest rate of 0.55%只会支付你每日余额的那一部分，也就是25000美元.01 or more. The APY for this tier will range from 1.51% to 0.79%, depending on the balance in the account. 截至2023年5月5日，利率和年利率是准确的. 开立账户后，利率可能会有变动. Fees may reduce earnings.

FirstRate Money Market: 要开这个账户，你必须至少存5000美元. 每个结单周期的最低结余为5000元，以避免被收取每月10元的服务费. 在任何一个日历月内，您的取款或转账不得超过6次. 在一个报表周期内超过六(6)次取款或转账限制将导致六(6)次以上每笔交易收取2美元的费用。. To earn the “FirstRate Money Market” 2.48% Annual Percentage Yield (APY), 您必须符合以下要求:每月以电子方式收到您的first strewards支票账户对账单(结算单). 有资格获得第一战略货币市场奖励利率: 您在开立first strewards支票账户时必须符合以下要求:第一strewards支票账户和第一strat货币市场储蓄账户的主账户持有人必须相同. 每个资格期内10笔借记卡销售点结算交易. 自动柜员机(ATM)的交易不计入规定的10笔结算交易. 每月以电子方式接收您的first strewards支票帐户对账单. 每月一(1)笔自动票据交换所(ACH)借记或贷记. Rate Information: 关闭firstrwards支票账户将导致没收firstrwards货币市场账户的奖励利率，所有firstrwards货币市场账户余额将赚取0.05% (APY). The interest rate on your account is 2.45% with an annual percentage yield of 2.48%.  你的利率和年利率可能会改变.  分级利率可增加或减少至少0.10% APY with each 0.25% change in the Wall Street Journal Prime Rate. 该利率将在《网上正规网投实体》最优惠利率变动后的24小时内更新，并将在下一个工作日生效. Rates are subject to change. APY is accurate as of 07/28/2023. Fees may reduce earnings.